Under PM Awas Yojana 2024, financial assistance is provided to the people living below the missing line of the country, information about the benefits, eligibility, qualifications and documents of this scheme is given.
Pradhan Mantri Awas Yojana (PMAY) is a scheme under which it provides financial assistance to the people living below the poverty line of the country to build houses. This scheme is being run by the Central Government, which is mainly aimed at the welfare of the society in India. To provide affordable housing for the deprived sections.
The main objective of this scheme is to build about two crore crores for the urban poor by the end of 2024. If you want to build your own house in PM Awas Yojana 2024 then it can be a best effect and we have given its complete process below. The article tells how you can take advantage of this scheme.
PM Awas Yojana 2024 Online Apply
This Pradhan Mantri Awas Yojana made by the Government of India is called PMAY in short, the complete process for filling the form is given here. If you too are not able to apply for the PM Awas Yojana sitting at home, then the complete process is given here. You will be told.
Which way you have to do document verification and which way you have to fill the form Eligibility for PMAY also depends on factors like income, category (EWS/LIG/MIG), and existing pucca house ownership.
PMAY-U (Urban): It mainly targets the physical sector and also offers various benefits like interest rate subsidy on tax run preference and different for senior citizens.
PMAY-G (Rural): It mainly targets rural areas and also provides financial assistance for construction of PUCCA.
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PM Awas Yojana 2024 Full Details
Yojana Name | Pradhan Mantri Awas Yojana (PMAY) |
Beneficiary categories | EWS, LIG, MIG-I, MIG-2 |
Form Start Date | March 2024 |
Last date | December 2024 |
Official Website | https://pmaymis.gov.in/ |
PM Awas Plus Yojana: Assistance amount
Relief fund:
- Economically Weaker Section (EWS): ₹ 1.50 lakh
- Lower Income Group (LIG): ₹ 2.25 lakh
- Middle Income Group (MIG): ₹ 2.67 lakh
countryside:
For all beneficiaries in rural areas: ₹ 1.20 lakh (plain areas), ₹ 1.30 lakh (hilly/difficult areas)
Income Category | Annual Income Limit |
---|---|
Economically Weaker Section (EWS) | up to Rs 3 lakh |
Low Income Group (LIG) | Rs 3-6 lakh |
Middle Income Group-1 (MIG-1) | Rs 6-12 lakh |
Middle Income Group-2 (MIG-2) | Rs 12-18 lakh |
Benefits of Pradhan Mantri Awas Yojana
Benefit | Description |
---|---|
Affordable Housing | Financial assistance for construction and purchase of housing, reducing prices. |
Home Visit Facility | Access to houses for people below the poverty line. |
Housing Quality | Focus on safe and better quality housing. |
Special Priority for Women | Empowers women through home ownership. |
Social Security for Rural Areas | Provides housing options in rural areas. |
Flood & Disaster Protection | Special measures for disaster-prone areas. |
Financial Assistance for Below Poverty Line | Helps people below poverty line afford housing. |
PM Awas Yojana 2024 Determination of eligibility or eligibility
- There must be a homeless family.
- Families whose houses have zero, one or two rooms and have kutcha walls and kutcha roofs.
- A family in which there is no literate adult above 25 years of age.
- There should not be any adult male member in the age group of 16 to 59 years in the family.
- There should not be any adult member in the family aged between 16 to 59 years.
- This should include families with any able-bodied member or a disabled member.
- Whose landless families get their income from casual labour.
- Caste should include Scheduled Caste, Scheduled Tribe, Other, and Minority.
What qualifications should the applicant have?
- Applicant who should be originally resident of India.
- They should not have any permanent house.
- The applicant must have crossed the age limit of 18 years.
- In this, the annual income of the applicant should be between Rs 03 lakh to Rs 06 lakh.
- In this, the name of the applicant should be in the ration card or BPL list.
- Applicants must have their name in the voter list and any one valid identity card.
PM Awas Yojana 2024 Important Documents
Whoever wants to apply for Pradhan Mantri Awas Yojana online should have the following documents given below:
- Aadhar Card or Aadhar Number
- Photo
- Beneficiary’s job card or job card number
- bank passbook
- Swachh Bharat Mission (SBM) Registration Number
- mobile number